Insurance Services | Midland, Texas Credit Union Insurance

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Expect the unexpected. We can make sure you're protected.

When you take out a loan or purchase a car, you're taking on a bit of financial risk. We understand that might make you feel uneasy. That's why MTCU offers members in Midland, Texas, and beyond a full range of products that protect your investments, safeguard your family finances and offer you peace of mind.And for more insurance options, visit our partners at TruStage Insurance.

Name of Policy	Policy Features
Credit Life & Disability Payment Protection Do you owe money on a loan? This policy can help you pay it off should something happen to you.	Coverage kicks in if you pass away or become disabled Credit Life coverage available for single or joint owners. Premiums can be rolled into loan Policy reduces risk of unpaid debts and credit loss Credit Disability only available for primary borrower. Must be completed at loan origination
Guaranteed Asset Protection with PowerBuy GAP can offer financial relief if your vehicle is stolen or damaged beyond repair.	Protects against vehicles losing value due to age and high mileage Covers difference between insurance settlement and loan balance May provide up to $2,500 toward a new auto purchase Must be completed at loan origination
Mechanical Breakdown Protection Major car repairs can be a budget buster. Now you can take your car to the shop without worrying about the cost.	Comprehensive coverage for major vehicle repairs. 24-hour roadside service Pays for rental vehicle Trip interruption coverage
Paintless Dent Protection Fix all those dings and dents that can ruin your vehicle's appearance.	Covers repairs of dings and dents up to 4 inches in diameter No deductibles or out-of-pocket expenses Product available with Mechanical Breakdown Protection, not available as standalone product.
Tire and Wheel Protection Texas is full of rough roads. Your tires take a beating. This coverage will keep the wheels turning.	Covers damage caused by road debris and pot holes No deductibles or out-of-pocket expenses Product available with Mechanical Breakdown Protection, not available as standalone product.
MPOWER Vehicle Return Protection Sometimes, life hits you with big changes that make it hard for you to cover your car loan.	Allows you to return your car in the event of layoff, physical disability, international job transfer and other life-changing circumstances. Available to drivers regardless of age, health or employment status Product available with Mechanical Breakdown Protection, not available as standalone product.

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