Checking Accounts | Midland, Texas Credit Union Checking

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Some of our basic features for all MTCU Checking Accounts include:

Online and Mobile Banking with Free Bill Pay
Mobile App with Remote Deposit
E*Statements
Overdraft Privilege
Visa Debit Cards with Mobile App Card Management
Unlimited Check Writing
Affordable, comprehensive fraud protection from Kasasa® Protect

Name of Account	Account Features
Kasasa® Cash All the conveniences of a free checking account, plus the dividends of a savings account.	Balances earn dividends No monthly fees as long as you make 12 monthly debit card transactions, one ACH deposit or withdrawal, and sign up for E*Statements Nationwide ATM fees refunded up to a maximum of $25.00. Click here for more info on Kasasa Cash® or Click here for information on Cycle Dates
Kasasa® Cash Back Are you a frequent debit card user? That simple act will earn you some nice cash rewards.	Earn 3% cash back on monthly debit card purchases up to $250 No monthly fees as long as you make 12 monthly debit card transactions, one ACH deposit or withdrawal, and sign up for E*Statements Nationwide ATM fees refunded up to a maximum of $25.00 Click here for more info on Kasasa Cash Back® or Click here for information on Cycle Dates
Fresh Start Checking Life can deal us some hard knocks. If you're working hard to get back on your feet, we're here to help.	Low monthly service fee Minimum opening deposit of $100 Direct Deposit required After 12 months, members may switch to a free Kasasa® Rewards checking account. Free ATM withdrawals within the ATM alliance network
InControl® Checking Some folks prefer a no-frills approach. Choose an account with no complications while still enjoying a perk or two.	Service fee waived if members sign up for E*Statements or make six debit card transactions each month. Free ATM withdrawals within the ATM alliance network Click here for more info on InControl® or Click here for information on Cycle Dates

We want to let you know that serving your banking needs during this unprecedented time is our top priority.
And we understand that you may have questions about conducting even the simplest of banking
transactions, like reordering checks.

We want to remind you that you can place all of your personal and business check reorders 24/7 safely and securely at www.OrderMyChecks.com

Also, beware of suspicious emails and calls falsely representing a company or government agency asking for personal data. Unfortunately, cybercriminals take advantage of our natural anxiety during times like these. Please know we'll never contact you via phone or email to ask for confidential information.
Please observe the guidelines of the CDC to keep yourself and your family safe. We look forward to welcoming you back into our banking centers and branches very soon.

Direct Deposit

No extra trips to your credit union branch. No more worrying about having money stolen from your mailbox. It's easy to have your paycheck deposited electronically into your MTCU checking account. Contact your employer's payroll department and give them your account information, and they'll do the rest. You can also arrange Direct Deposit for your Social Security, pension or other retirement payments.

Reorder Checks

Almost out of checks? You can reorder online. It's fast and easy.

Debit Cards

You can access funds from your checking account for purchase or by ATM withdrawal anytime with your MTCU Visa® Debit Card. Instant Issue is available with all new orders and replacement Visa® cards. While traveling with your MTCU VISA® Debit Card, Debit card usage is restricted to U.S.-based transactions unless you complete an MTCU Debit Card Travel Letter to enable PIN based usage while traveling overseas. When traveling inside the U.S., please use your pin number to minimize card restrictions.

MTCU SPIRIT CARDS

It goes without saying that education is really important. Schools need all the help they can get paying for books, supplies and student activities. When you make a purchase with your MTCU Spirit Debit Card, MISD gets a portion of the proceeds. Now that’s something everyone in Midland, Texas, and beyond can cheer about. Instant Issue available with all new orders and replacement cards.

Video

What you need to open an account.